Privacy Policy Najib88 — Your Information, Our Responsibility

Najib88 is an online sports betting and casino platform serving the needs of Malaysian users. We take every aspect of data protection seriously — not merely to fulfil legal requirements, but because we believe member trust is the most valuable asset we hold.

This Privacy Policy applies to all information collected through:

• The Najib88 main website at najib88.ws
• The Najib88 mobile app (Android and iOS)
• Any official Najib88 communication channels including email and live chat
• Registration, identity verification and financial transaction processes

This Policy does not apply to third-party websites or services that may be linked from our platform. Najib88 is not responsible for the privacy practices of such external parties.

Najib88 only collects data that is necessary to provide you with a safe, fair and seamless service. We do not collect data beyond what is required for the platform's operations.

Every piece of data collected by Najib88 has a specific and legitimate purpose. We do not use your data for purposes unrelated to platform operations without your explicit consent.

Primary Purposes for Data Use:

• Identity Verification (KYC) — Verifying that you meet the minimum age requirement of 18 years and confirming your identity is genuine, in order to prevent fraud and money laundering.
• Transaction Processing — Processing deposits via TNG eWallet, DuitNow, GrabPay, Boost, ShopeePay, or FPX Maybank2u/CIMB Clicks, and handling your withdrawal requests accurately and securely.
• Account Management — Maintaining your account records, processing password changes, sending important account notices, and enabling access to the platform.
• Security & Fraud Prevention — Detecting and preventing unlawful activity, identity fraud, money laundering and the use of multiple accounts.
• Customer Support — Enabling our support team to assist you effectively when you reach out via live chat or email in Bahasa Malaysia.
• Legal Compliance — Fulfils reporting obligations to the relevant authorities in accordance with applicable Malaysian law.
• Platform Improvements — Uses aggregated data (without personal identifiers) to analyse usage patterns and enhance the user experience on Najib88.
• Marketing Communications — Sending information about promotions, bonuses, and platform updates — only where you have given consent to receive marketing communications.

Najib88 will not use your data to make automated decisions that materially affect your rights or interests without human oversight.

Najib88 does not sell, rent, or trade members' personal data to any third party for marketing or commercial purposes. This is our absolute commitment.

Your data may only be shared in the following strictly limited situations:

• Payment Service Providers — Payment gateways handling TNG eWallet, DuitNow, GrabPay, Boost, ShopeePay and FPX transactions are required to receive minimum transaction details in order to process deposits and withdrawals. All such providers are bound by strict data confidentiality agreements.
• Legal Compliance — Where required by court order, regulatory directive, or applicable Malaysian law, Najib88 will disclose only the minimum data necessary.
• Fraud Prevention — In cases of suspected fraud, minimum necessary data may be shared with the relevant law enforcement agencies.
• Selected Technology Partners — Technical infrastructure providers such as cloud and analytics services used by Najib88 may receive limited access to non-personal technical data. All such partners are bound by strict data protection agreements and are not permitted to use that data for any other purpose.

Your data security is not merely a promise on paper — it is an ongoing investment we make in our technical infrastructure and operational procedures.

Protection Systems in Use:

• 256-bit SSL/TLS Encryption — All communications between your device and Najib88's servers are encrypted to the highest industry standards, the same as those used by Malaysia's major banks.
• Two-Factor Authentication (2FA) — An additional security layer for account login that protects you even if your password is compromised.
• 24/7 Monitoring — A continuous security monitoring system that detects and blocks unauthorised access attempts in real time.
• Regular Security Audits — Independent security assessments are conducted periodically by third-party experts to ensure our systems consistently meet the latest standards.
• Internal Access Controls — Najib88 staff may only access the data necessary for their specific role, and all access is logged and monitored.
• Encrypted Data Storage — Passwords are stored in an irreversible hashed format. Sensitive information is kept in isolated system segments.

Despite all these measures, no system is 100% impenetrable. If you suspect your account has been compromised, contact Najib88 support immediately via live chat or email at support@najib88.ws.

Najib88 uses cookies — small text files stored on your device — to enhance your platform experience and maintain the security of your session.

* The cookie settings above are for illustration purposes. To manage actual cookies, use your web browser settings. Disabling certain cookies may affect the functionality of some platform features.

As a Najib88 member and data subject under Malaysia's Personal Data Protection Act 2010 (PDPA), you have the following rights, which you may exercise at any time:

Najib88 members' financial data is afforded an additional layer of protection beyond the standard requirements for ordinary personal data, as we recognise the sensitivity of this information.

The Najib88 platform supports a wide range of Malaysian local payment methods:

• Touch 'n Go eWallet — Transactions are processed via the official TNG API; data is stored on TNG's infrastructure, not on Najib88's.
• DuitNow — Direct transfers via the Rentas system; only account numbers and bank names are stored.
• GrabPay — integration via the official GrabPay SDK; card data does not pass through Najib88's systems
• Boost eWallet & ShopeePay — PCI-DSS compliant payment gateway integration
• FPX / Maybank2u / CIMB Clicks — FPX transactions are handled entirely by MEPS; no banking login credentials are stored by Najib88.

Financial transaction records are retained for the period required under Malaysia's anti-money laundering laws. This data is protected by stringent access controls and may only be accessed by authorised personnel for audit and compliance purposes.

Najib88 does not retain your personal data longer than is necessary for the stated purposes, unless required by law.

• Active account data — Retained for as long as your account remains active on the Najib88 platform.
• Financial transaction records — Retained for seven (7) years from the transaction date in accordance with Malaysian financial legal requirements.
• Support communication records — Retained for three (3) years for reference and service improvement purposes.
• Technical security logs — Retained for 90 days for threat analysis and security incident investigation purposes.
• After account closure — Data is deleted or anonymised within 90 days, except where retention is required for legal compliance or the resolution of outstanding claims.

Najib88 may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or new platform features. We are committed to communicating transparently about any changes to how we handle your data.

When material changes are made to this Privacy Policy:

• We will update the "Last Updated" date at the top of this document.
• A notice will be displayed on the platform's login page at least seven (7) days before the changes take effect.
• For highly significant changes, members will be notified via their registered email address.

Continued use of the Najib88 platform after the effective date of any changes constitutes acceptance of the updated Privacy Policy.

If you have any questions, concerns or complaints regarding this Privacy Policy or the way Najib88 handles your personal data, we encourage you to reach out to us. Our team will respond within 14 business days.

For privacy-related enquiries, you may:

• Send an email to support@najib88.ws with the subject line "Privacy Enquiry – [Your Username]"
• Use the live chat function on the Najib88 platform and select the "Privacy & Data" category
• Visiting the page FAQ us for answers to frequently asked privacy questions

We value your feedback and are committed to addressing every enquiry seriously and respectfully in Bahasa Malaysia.