Terms & Conditions Najib88 — A Complete Guide for All Members

Najib88 is an online sports betting and casino platform operating under the provisions of applicable law. These Terms & Conditions ("Terms") govern the use of the platform, website, mobile application and all services provided by Najib88.

By completing the registration process, making your first deposit or using any feature of the platform, you confirm that you have read, understood and fully agree to these Terms. This acceptance is an absolute condition for continued use of the Najib88 platform.

Najib88 reserves the right to update these Terms at any time without prior notice. However, any material changes will be communicated to members via their registered email or an in-platform notice at least seven (7) days before taking effect. Continued use of the platform after the effective date of such changes constitutes acceptance of the updated Terms.

To register and use najib88's services, you must meet all of the following criteria at all times:

• At least 18 years old at the time of registration and at every point of use of the platform.
• Have full legal capacity to enter into binding agreements.
• Not enrolled in any gambling platform's self-exclusion programme or prohibited from gambling activities by the relevant authorities.
• Not acting on behalf of any individual who does not meet the above conditions.
• Accessing the platform from a location where online betting activity is not specifically prohibited by the local laws applicable to you.

Najib88 strictly prohibits registration by individuals attempting to conceal their true location using a VPN or proxy to circumvent geo-restrictions. Any such attempt will result in account closure and funds being frozen.

Each individual is only permitted to hold one (1) account at Najib88. Duplicate, multiple or accounts registered under another person's name are strictly prohibited and will result in the closure of all related accounts and forfeiture of all balances.

During registration, you are required to provide truthful, accurate, and complete information, including:

• Full name as shown on your identification document (MyKad / Passport).
• Correct date of birth.
• An active mobile number registered in your name.
• A valid and active email address.
• Valid Malaysian bank account details for withdrawal purposes.

You are fully responsible for maintaining the confidentiality of your najib88 username and password. Any activity that occurs under your account — whether with your knowledge or not — is entirely your responsibility. If you suspect your account has been accessed without authorisation, contact najib88 support immediately.

Najib88 provides a variety of deposit and withdrawal methods suited for users in Malaysia. All financial transactions are processed in Malaysian Ringgit (MYR).

Accepted Deposit Methods:

• Touch 'n Go eWallet
• DuitNow (instant transfer)
• GrabPay
• Boost eWallet
• ShopeePay
• FPX / Internet Banking (Maybank2u, CIMB Clicks and other local Malaysian banks)

Withdrawals may only be made to the same account or digital wallet used for the deposit. Najib88 does not permit fund transfers to third-party accounts. All withdrawal requests are subject to a standard security review process carried out by the Najib88 finance team.

All bets placed on Najib88 are final upon confirmation. No cancellation is permitted after a bet has been confirmed, except in cases of a proven technical error on the part of Najib88.

• The minimum bet for all sports and casino markets is RM 5.
• Maximum bet limits vary by market, sport type, and your VIP membership tier.
• Najib88 reserves the right to reduce or reject any bet without providing a reason, particularly where suspicious activity is detected.
• In the event a match is postponed, cancelled, or not completed within 24 hours of the scheduled time, all related bets will be voided and stakes fully refunded to the account.
• Odds for live in-play betting may change at any time. Bets placed while odds are being updated may be accepted or rejected depending on market availability.
• Any bet resulting from an obvious odds error (for example, odds displayed that differ materially from a logical market value) may be voided by Najib88.

Najib88 offers a range of bonuses and promotions from time to time to reward our loyal members. Each promotion has specific terms that must be read and followed.

General Bonus Rules:

• Each promotion may only be claimed once per account unless otherwise stated.
• Cash bonuses are subject to a rollover requirement of 3x to 10x depending on the promotion type, before any withdrawal is permitted.
• Najib88 reserves the right to void bonuses and related winnings if the promotion terms are found to have been abused, including the use of multiple accounts to claim the same bonus.
• Bonuses are only valid within the time period specified in each promotion. Expired bonuses cannot be reinstated.
• VIP Programme rewards are calculated based on net bet value and exclude cancelled or refunded bets.

The following actions are strictly prohibited on the Najib88 platform. Violation of any of the items below may result in immediate account closure and forfeiture of all balances:

• Identity fraud — registering using false information or stealing another person's identity.
• Multiple account ownership — opening more than one account for yourself or others in order to claim multiple bonuses.
• Money laundering — using the najib88 platform as a channel to transfer or conceal illicit funds.
• Exploitation of system errors — exploiting technical errors, incorrect odds, or known platform bugs.
• Market manipulation — colluding with others to manipulate betting outcomes or market odds.
• Use of bots or automated software — using any software, script or automated tool to place or manage bets.
• Hacking — any attempt to gain unauthorised access to najib88's systems.
• Spreading harmful content — sending spam, malware or disruptive content through Najib88's communication channels.

Najib88 reserves the right to suspend or close any account without prior notice under the following circumstances:

• Confirmation that registration information provided is false or inaccurate.
• Proven or strongly suspected fraudulent activity.
• Violation of any provision under these Terms & Conditions.
• Requests from competent legal authorities.
• Members who have enrolled in a self-exclusion programme.

You also have the right to close your own account at any time by contacting the Najib88 support team. Prior to a voluntary account closure, all active bets will be settled in accordance with the standard rules and any valid fund balance (not subject to investigation) will be returned to your original payment method within seven (7) business days.

Najib88 takes our responsibility to protect your personal data seriously. The collection, use and storage of members' personal information is governed by Privacy Policy ours, which form part of these Terms & Conditions.

In summary, najib88 pledges to:

• Protecting all personal data and financial transactions using 256-bit SSL encryption.
• Not selling or sharing members' personal data with third parties for marketing purposes without explicit consent.
• Storing financial data using systems that meet the latest industry cybersecurity standards.
• Notify members within a reasonable timeframe should any data security incident occur that affects their information.

Najib88 provides the platform on an "as-is" basis. While we make every effort to ensure 24/7 platform availability with a 99.9% uptime record, we cannot guarantee that the platform will be free from interruptions, errors or technical faults at all times.

Najib88 shall not be held liable for:

• Losses or funds lost as a result of unfavourable betting outcomes.
• Service disruptions caused by factors beyond our control, including internet outages, third-party server failures, or natural disasters.
• Financial losses resulting from the use of your login credentials by an unauthorised party, where you have failed to keep your account credentials confidential.
• Betting results that have been confirmed and settled by the system in accordance with the established rules.

Najib88 is committed to responsible gaming practices. We provide a range of tools and resources to help members manage their betting activity and ensure it remains a healthy form of entertainment.

• Daily / Weekly / Monthly Deposit Limits — Set a limit on your total deposit amount via your account settings.
• Bet Limit — Set a maximum bet limit for each match or session.
• Temporary Break — Suspend your own account for 24 hours, 7 days, or 30 days.
• Permanent Self-Exclusion — Permanently and irrevocably close your account if you feel you need to stop completely.

If you or someone you know needs help with a gambling problem, please visit the Responsible Gaming us for access to local Malaysian support resources.

Najib88 reserves the right to modify, add, or remove any part of these Terms & Conditions at any time. Notice of material changes will be communicated to members at least seven (7) days before the changes take effect, via registered email or an in-platform notification.

Any dispute arising in connection with these Terms or the use of the Najib88 platform shall first be resolved through direct negotiation between the member and the Najib88 management team. If the dispute cannot be resolved through negotiation, it will be subject to the relevant jurisdiction.

If you have any questions regarding these Terms & Conditions, please contact the Najib88 support team via the platform's live chat or email support@najib88.ws. We are available to assist in Bahasa Malaysia at all times.